How Can You Determine Someone's Creditworthiness If You Don't Know Who They Are?

Conventional wisdom among lenders is that you shouldn’t decline an application for credit based on an identity suspected as being fraudulent, because it would create an obligation under the Fair Credit Reporting Act (FCRA) to provide an adverse action notice (AAN).

KYC Requires Checking For Synthetic Identities

Synthetic Identity As a Loophole

Recently, fraud and risk operations professionals have become...

The Link Between Data Breaches And Synthetic Identities

Synthetic fraud is a hot topic currently, in part due to the informative white papers written by...

SentiLink White Paper: The Next Frontier In Financial Crime

Synthetic fraud often goes undetected at financial institutions. It is a type of fraud that...

Is Our Community Doing Enough to Tackle Synthetic ID Fraud?

Synthetic identity (SID) fraud is insidious. It has many characteristics that make it hard to...